What can you afford in Canterbury?
1,667 homes changed hands in Canterbury over the last 12 months (Jul 2025 – Jun 2026). Half sold for £342,000 or less, a quarter for under £270,000, and three quarters for under £451,250. Buying the median home with a 10% deposit needs roughly a £68,400 salary at the typical 4.5× lending multiple , see what £68,000 takes home.
Affordability in one number: the median home here sold for 9.1× the local median full-time salary of £37,682 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Canterbury
£342,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £270,000
- Three quarters under
- £451,250
- Sales
- 1,667
- HPI average
- £346,674
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,667 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 3.1% |
| £35,000 | £175,000 | 6.6% |
| £50,000 | £250,000 | 19.4% |
| £75,000 | £375,000 | 60% |
| £100,000 | £500,000 | 82.5% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £192,500 · 251 | ≈£38,500 |
| Terraced house | £291,500 · 368 | ≈£58,300 |
| Semi-detached house | £339,000 · 520 | ≈£67,800 |
| Detached house | £480,000 · 528 | ≈£96,000 |
For context, the UK House Price Index puts Canterbury average prices up 5.1% over 12 months.
Nearby in the index
- Caerphilly
- Calderdale
- Cambridge
- Camden
- Cannock Chase
- Cardiff
- Carmarthenshire
- Castle Point
- Central Bedfordshire
- Ceredigion
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.