What can you afford in City of Westminster?

1,392 homes changed hands in City of Westminster over the last 12 months (Jul 2025 – Jun 2026). Half sold for £810,000 or less, a quarter for under £550,000, and three quarters for under £1,400,000. Buying the median home with a 10% deposit needs roughly a £162,000 salary at the typical 4.5× lending multiple , see what £100,000 takes home.

Affordability in one number: the median home here sold for 15.4× the local median full-time salary of £52,610 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.

Run your own numberssalary → take-home → what it buys here

Sold prices · City of Westminster

£810,000

median sold price, Jul 2025 – Jun 2026

A quarter under: £550,000
Three quarters under: £1,400,000
Sales: 1,392
HPI average: £836,331

What each salary reaches here

Budget = 4.5× salary with a 10% deposit, against the 1,392 actual sales.

Salary	Budget	Share of sales in reach
£25,000	£125,000	0.5%
£35,000	£175,000	1.6%
£50,000	£250,000	3.2%
£75,000	£375,000	7.7%
£100,000	£500,000	18.9%

By property type · median sold price

And the salary that price implies, at 4.5× with 10% down.

Type	Median · sales	Salary needed
Flat	£739,000 · 1,197	≈£147,800
Terraced house	£2,137,500 · 168	≈£427,500

For context, the UK House Price Index puts City of Westminster average prices down 22.8% over 12 months.

Nearby in the index

Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.