What can you afford in Dover?
1,366 homes changed hands in Dover over the last 12 months (Jul 2025 – Jun 2026). Half sold for £290,000 or less, a quarter for under £225,000, and three quarters for under £377,875. Buying the median home with a 10% deposit needs roughly a £58,000 salary at the typical 4.5× lending multiple , see what £58,000 takes home.
Affordability in one number: the median home here sold for 7.2× the local median full-time salary of £40,142 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Dover
£290,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £225,000
- Three quarters under
- £377,875
- Sales
- 1,366
- HPI average
- £271,263
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,366 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 4.2% |
| £35,000 | £175,000 | 11.7% |
| £50,000 | £250,000 | 34% |
| £75,000 | £375,000 | 74.4% |
| £100,000 | £500,000 | 87.6% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £160,000 · 149 | ≈£32,000 |
| Terraced house | £245,000 · 530 | ≈£49,000 |
| Semi-detached house | £300,000 · 368 | ≈£60,000 |
| Detached house | £425,000 · 319 | ≈£85,000 |
For context, the UK House Price Index puts Dover average prices up 1% over 12 months.
Nearby in the index
- Dartford
- Denbighshire
- Derbyshire Dales
- Doncaster
- Dorset
- Dudley
- Ealing
- East Cambridgeshire
- East Devon
- East Hampshire
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.