What can you afford in East Lindsey?
1,680 homes changed hands in East Lindsey over the last 12 months (Jul 2025 – Jun 2026). Half sold for £214,975 or less, a quarter for under £165,000, and three quarters for under £290,000. Buying the median home with a 10% deposit needs roughly a £42,995 salary at the typical 4.5× lending multiple , see what £43,000 takes home.
Affordability in one number: the median home here sold for 6.8× the local median full-time salary of £31,516 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · East Lindsey
£214,975
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £165,000
- Three quarters under
- £290,000
- Sales
- 1,680
- HPI average
- £212,312
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,680 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 10.6% |
| £35,000 | £175,000 | 30% |
| £50,000 | £250,000 | 63.3% |
| £75,000 | £375,000 | 87.5% |
| £100,000 | £500,000 | 95.2% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £109,000 · 64 | ≈£21,800 |
| Terraced house | £150,000 · 248 | ≈£30,000 |
| Semi-detached house | £179,950 · 423 | ≈£35,990 |
| Detached house | £267,500 · 945 | ≈£53,500 |
For context, the UK House Price Index puts East Lindsey average prices up 4.4% over 12 months.
Nearby in the index
- Ealing
- East Cambridgeshire
- East Devon
- East Hampshire
- East Hertfordshire
- East Riding of Yorkshire
- East Staffordshire
- East Suffolk
- Eastbourne
- Eastleigh
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.