What can you afford in Merthyr Tydfil?
436 homes changed hands in Merthyr Tydfil over the last 12 months (Jul 2025 – Jun 2026). Half sold for £145,000 or less, a quarter for under £115,000, and three quarters for under £200,000. Buying the median home with a 10% deposit needs roughly a £29,000 salary at the typical 4.5× lending multiple , see what £29,000 takes home.
Affordability in one number: the median home here sold for 4.1× the local median full-time salary of £35,152 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Merthyr Tydfil
£145,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £115,000
- Three quarters under
- £200,000
- Sales
- 436
- HPI average
- £148,214
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 436 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 35% |
| £35,000 | £175,000 | 66.1% |
| £50,000 | £250,000 | 86.1% |
| £75,000 | £375,000 | 96.4% |
| £100,000 | £500,000 | 100% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Terraced house | £125,000 · 262 | ≈£25,000 |
| Semi-detached house | £178,500 · 103 | ≈£35,700 |
| Detached house | £299,995 · 65 | ≈£59,999 |
For context, the UK House Price Index puts Merthyr Tydfil average prices down 0.6% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.