What can you afford in Northumberland?
3,933 homes changed hands in Northumberland over the last 12 months (Jul 2025 – Jun 2026). Half sold for £207,000 or less, a quarter for under £140,000, and three quarters for under £320,000. Buying the median home with a 10% deposit needs roughly a £41,400 salary at the typical 4.5× lending multiple , see what £41,000 takes home.
Affordability in one number: the median home here sold for 5.5× the local median full-time salary of £37,721 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Northumberland
£207,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £140,000
- Three quarters under
- £320,000
- Sales
- 3,933
- HPI average
- £209,135
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 3,933 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 18.1% |
| £35,000 | £175,000 | 38.7% |
| £50,000 | £250,000 | 61.5% |
| £75,000 | £375,000 | 81.5% |
| £100,000 | £500,000 | 90.5% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £107,750 · 316 | ≈£21,550 |
| Terraced house | £155,000 · 1,215 | ≈£31,000 |
| Semi-detached house | £189,950 · 1,215 | ≈£37,990 |
| Detached house | £360,000 · 1,187 | ≈£72,000 |
For context, the UK House Price Index puts Northumberland average prices up 8.3% over 12 months.
Nearby in the index
- North Somerset
- North Tyneside
- North Warwickshire
- North West Leicestershire
- North Yorkshire
- Norwich
- Nuneaton and Bedworth
- Oadby and Wigston
- Oldham
- Oxford
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.