What can you afford in Portsmouth?
1,965 homes changed hands in Portsmouth over the last 12 months (Jul 2025 – Jun 2026). Half sold for £260,000 or less, a quarter for under £213,890, and three quarters for under £327,000. Buying the median home with a 10% deposit needs roughly a £52,000 salary at the typical 4.5× lending multiple , see what £52,000 takes home.
Affordability in one number: the median home here sold for 7.2× the local median full-time salary of £36,022 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Portsmouth
£260,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £213,890
- Three quarters under
- £327,000
- Sales
- 1,965
- HPI average
- £252,325
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,965 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 4.7% |
| £35,000 | £175,000 | 14.5% |
| £50,000 | £250,000 | 45% |
| £75,000 | £375,000 | 85.7% |
| £100,000 | £500,000 | 95% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £170,000 · 453 | ≈£34,000 |
| Terraced house | £265,000 · 1,181 | ≈£53,000 |
| Semi-detached house | £339,750 · 272 | ≈£67,950 |
| Detached house | £530,000 · 59 | ≈£106,000 |
For context, the UK House Price Index puts Portsmouth average prices down 0.3% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.