What can you afford in Amber Valley?
1,597 homes changed hands in Amber Valley over the last 12 months (Jul 2025 – Jun 2026). Half sold for £225,000 or less, a quarter for under £170,000, and three quarters for under £315,000. Buying the median home with a 10% deposit needs roughly a £45,000 salary at the typical 4.5× lending multiple , see what £45,000 takes home.
Affordability in one number: the median home here sold for 6.0× the local median full-time salary of £37,756 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Amber Valley
£225,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £170,000
- Three quarters under
- £315,000
- Sales
- 1,597
- HPI average
- £236,305
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,597 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 8.3% |
| £35,000 | £175,000 | 27.5% |
| £50,000 | £250,000 | 59.4% |
| £75,000 | £375,000 | 83.1% |
| £100,000 | £500,000 | 91.6% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £148,750 · 48 | ≈£29,750 |
| Terraced house | £167,500 · 439 | ≈£33,500 |
| Semi-detached house | £210,000 · 531 | ≈£42,000 |
| Detached house | £340,000 · 579 | ≈£68,000 |
For context, the UK House Price Index puts Amber Valley average prices up 6.1% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.