What can you afford in Ashford?
1,534 homes changed hands in Ashford over the last 12 months (Jul 2025 – Jun 2026). Half sold for £344,500 or less, a quarter for under £272,625, and three quarters for under £461,500. Buying the median home with a 10% deposit needs roughly a £68,900 salary at the typical 4.5× lending multiple , see what £69,000 takes home.
Affordability in one number: the median home here sold for 9.2× the local median full-time salary of £37,440 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Ashford
£344,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £272,625
- Three quarters under
- £461,500
- Sales
- 1,534
- HPI average
- £344,404
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,534 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 2.8% |
| £35,000 | £175,000 | 5.6% |
| £50,000 | £250,000 | 17.4% |
| £75,000 | £375,000 | 60% |
| £100,000 | £500,000 | 80% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £175,000 · 155 | ≈£35,000 |
| Terraced house | £287,250 · 422 | ≈£57,450 |
| Semi-detached house | £340,000 · 448 | ≈£68,000 |
| Detached house | £512,000 · 509 | ≈£102,400 |
For context, the UK House Price Index puts Ashford average prices up 0.7% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.