What can you afford in Basildon?
1,997 homes changed hands in Basildon over the last 12 months (Jul 2025 – Jun 2026). Half sold for £360,000 or less, a quarter for under £300,000, and three quarters for under £470,000. Buying the median home with a 10% deposit needs roughly a £72,000 salary at the typical 4.5× lending multiple , see what £72,000 takes home.
Affordability in one number: the median home here sold for 9.1× the local median full-time salary of £39,734 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Basildon
£360,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £300,000
- Three quarters under
- £470,000
- Sales
- 1,997
- HPI average
- £357,972
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,997 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 2.7% |
| £35,000 | £175,000 | 5.1% |
| £50,000 | £250,000 | 15% |
| £75,000 | £375,000 | 53.8% |
| £100,000 | £500,000 | 80% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £200,000 · 288 | ≈£40,000 |
| Terraced house | £326,250 · 704 | ≈£65,250 |
| Semi-detached house | £415,000 · 545 | ≈£83,000 |
| Detached house | £568,750 · 460 | ≈£113,750 |
For context, the UK House Price Index puts Basildon average prices down 1.4% over 12 months.
Nearby in the index
- Ashford
- Babergh
- Barking and Dagenham
- Barnet
- Barnsley
- Basingstoke and Deane
- Bassetlaw
- Bath and North East Somerset
- Bedford
- Bexley
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.