What can you afford in Bath and North East Somerset?
2,098 homes changed hands in Bath and North East Somerset over the last 12 months (Jul 2025 – Jun 2026). Half sold for £400,000 or less, a quarter for under £295,000, and three quarters for under £570,000. Buying the median home with a 10% deposit needs roughly a £80,000 salary at the typical 4.5× lending multiple , see what £80,000 takes home.
Affordability in one number: the median home here sold for 9.9× the local median full-time salary of £40,448 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Bath and North East Somerset
£400,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £295,000
- Three quarters under
- £570,000
- Sales
- 2,098
- HPI average
- £406,169
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 2,098 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 1.1% |
| £35,000 | £175,000 | 3.7% |
| £50,000 | £250,000 | 12.2% |
| £75,000 | £375,000 | 45% |
| £100,000 | £500,000 | 67.5% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £280,000 · 401 | ≈£56,000 |
| Terraced house | £365,000 · 690 | ≈£73,000 |
| Semi-detached house | £405,000 · 541 | ≈£81,000 |
| Detached house | £575,500 · 466 | ≈£115,100 |
For context, the UK House Price Index puts Bath and North East Somerset average prices up 0.9% over 12 months.
Nearby in the index
- Barnet
- Barnsley
- Basildon
- Basingstoke and Deane
- Bassetlaw
- Bedford
- Bexley
- Birmingham
- Blaby
- Blackburn with Darwen
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.