What can you afford in Charnwood?
1,977 homes changed hands in Charnwood over the last 12 months (Jul 2025 – Jun 2026). Half sold for £275,000 or less, a quarter for under £215,000, and three quarters for under £360,000. Buying the median home with a 10% deposit needs roughly a £55,000 salary at the typical 4.5× lending multiple , see what £55,000 takes home.
Affordability in one number: the median home here sold for 7.2× the local median full-time salary of £38,078 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Charnwood
£275,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £215,000
- Three quarters under
- £360,000
- Sales
- 1,977
- HPI average
- £278,883
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,977 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 4.2% |
| £35,000 | £175,000 | 12.4% |
| £50,000 | £250,000 | 40% |
| £75,000 | £375,000 | 77.5% |
| £100,000 | £500,000 | 90.5% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £142,000 · 131 | ≈£28,400 |
| Terraced house | £217,000 · 440 | ≈£43,400 |
| Semi-detached house | £264,000 · 744 | ≈£52,800 |
| Detached house | £397,600 · 662 | ≈£79,520 |
For context, the UK House Price Index puts Charnwood average prices up 5.1% over 12 months.
Nearby in the index
- Cardiff
- Carmarthenshire
- Castle Point
- Central Bedfordshire
- Ceredigion
- Chelmsford
- Cheltenham
- Cherwell
- Cheshire East
- Cheshire West and Chester
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.