What can you afford in Cheshire West and Chester?
4,350 homes changed hands in Cheshire West and Chester over the last 12 months (Jul 2025 – Jun 2026). Half sold for £267,500 or less, a quarter for under £190,000, and three quarters for under £375,000. Buying the median home with a 10% deposit needs roughly a £53,500 salary at the typical 4.5× lending multiple , see what £54,000 takes home.
Affordability in one number: the median home here sold for 6.4× the local median full-time salary of £41,486 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Cheshire West and Chester
£267,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £190,000
- Three quarters under
- £375,000
- Sales
- 4,350
- HPI average
- £268,449
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 4,350 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 7.3% |
| £35,000 | £175,000 | 20% |
| £50,000 | £250,000 | 45% |
| £75,000 | £375,000 | 75% |
| £100,000 | £500,000 | 87.2% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £140,000 · 418 | ≈£28,000 |
| Terraced house | £201,000 · 997 | ≈£40,200 |
| Semi-detached house | £250,000 · 1,560 | ≈£50,000 |
| Detached house | £400,000 · 1,375 | ≈£80,000 |
For context, the UK House Price Index puts Cheshire West and Chester average prices up 5.8% over 12 months.
Nearby in the index
- Charnwood
- Chelmsford
- Cheltenham
- Cherwell
- Cheshire East
- Chesterfield
- Chichester
- Chorley
- City of Bristol
- City of Derby
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.