What can you afford in Fylde?
1,180 homes changed hands in Fylde over the last 12 months (Jul 2025 – Jun 2026). Half sold for £240,000 or less, a quarter for under £175,000, and three quarters for under £333,488. Buying the median home with a 10% deposit needs roughly a £48,000 salary at the typical 4.5× lending multiple , see what £48,000 takes home.
Affordability in one number: the median home here sold for 5.3× the local median full-time salary of £44,892 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Fylde
£240,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £175,000
- Three quarters under
- £333,488
- Sales
- 1,180
- HPI average
- £228,737
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,180 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 10% |
| £35,000 | £175,000 | 25% |
| £50,000 | £250,000 | 53.3% |
| £75,000 | £375,000 | 81.7% |
| £100,000 | £500,000 | 92.4% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £141,000 · 203 | ≈£28,200 |
| Terraced house | £179,000 · 215 | ≈£35,800 |
| Semi-detached house | £230,000 · 392 | ≈£46,000 |
| Detached house | £347,000 · 370 | ≈£69,400 |
For context, the UK House Price Index puts Fylde average prices up 5.2% over 12 months.
Nearby in the index
- Fareham
- Fenland
- Flintshire
- Folkestone and Hythe
- Forest of Dean
- Gateshead
- Gedling
- Gloucester
- Gosport
- Gravesham
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.