What can you afford in Gravesham?
918 homes changed hands in Gravesham over the last 12 months (Jul 2025 – Jun 2026). Half sold for £365,000 or less, a quarter for under £298,499, and three quarters for under £455,000. Buying the median home with a 10% deposit needs roughly a £73,000 salary at the typical 4.5× lending multiple , see what £73,000 takes home.
Affordability in one number: the median home here sold for 8.6× the local median full-time salary of £42,199 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Gravesham
£365,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £298,499
- Three quarters under
- £455,000
- Sales
- 918
- HPI average
- £341,472
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 918 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 2.5% |
| £35,000 | £175,000 | 4.8% |
| £50,000 | £250,000 | 14.4% |
| £75,000 | £375,000 | 53.8% |
| £100,000 | £500,000 | 81.7% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £181,500 · 97 | ≈£36,300 |
| Terraced house | £320,000 · 341 | ≈£64,000 |
| Semi-detached house | £400,000 · 314 | ≈£80,000 |
| Detached house | £582,500 · 166 | ≈£116,500 |
For context, the UK House Price Index puts Gravesham average prices up 0.9% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.