What can you afford in Guildford?
1,558 homes changed hands in Guildford over the last 12 months (Jul 2025 – Jun 2026). Half sold for £500,000 or less, a quarter for under £375,000, and three quarters for under £710,000. Buying the median home with a 10% deposit needs roughly a £100,000 salary at the typical 4.5× lending multiple , see what £100,000 takes home.
Affordability in one number: the median home here sold for 10.7× the local median full-time salary of £46,801 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Guildford
£500,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £375,000
- Three quarters under
- £710,000
- Sales
- 1,558
- HPI average
- £522,008
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,558 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 1.8% |
| £35,000 | £175,000 | 3.6% |
| £50,000 | £250,000 | 8.5% |
| £75,000 | £375,000 | 25% |
| £100,000 | £500,000 | 50% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £266,000 · 270 | ≈£53,200 |
| Terraced house | £399,995 · 287 | ≈£79,999 |
| Semi-detached house | £510,000 · 530 | ≈£102,000 |
| Detached house | £837,640 · 471 | ≈£167,528 |
For context, the UK House Price Index puts Guildford average prices down 5.6% over 12 months.
Nearby in the index
- Gloucester
- Gosport
- Gravesham
- Great Yarmouth
- Greenwich
- Gwynedd
- Hackney
- Halton
- Hammersmith and Fulham
- Harborough
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.