What can you afford in Lichfield?
1,336 homes changed hands in Lichfield over the last 12 months (Jul 2025 – Jun 2026). Half sold for £310,000 or less, a quarter for under £230,000, and three quarters for under £431,438. Buying the median home with a 10% deposit needs roughly a £62,000 salary at the typical 4.5× lending multiple , see what £62,000 takes home.
Affordability in one number: the median home here sold for 7.4× the local median full-time salary of £41,803 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Lichfield
£310,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £230,000
- Three quarters under
- £431,438
- Sales
- 1,336
- HPI average
- £337,175
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,336 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 4.4% |
| £35,000 | £175,000 | 11% |
| £50,000 | £250,000 | 31.7% |
| £75,000 | £375,000 | 65% |
| £100,000 | £500,000 | 81.7% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £165,000 · 156 | ≈£33,000 |
| Terraced house | £241,000 · 242 | ≈£48,200 |
| Semi-detached house | £280,000 · 462 | ≈£56,000 |
| Detached house | £480,000 · 476 | ≈£96,000 |
For context, the UK House Price Index puts Lichfield average prices up 4.5% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.