What can you afford in Maidstone?
1,959 homes changed hands in Maidstone over the last 12 months (Jul 2025 – Jun 2026). Half sold for £364,000 or less, a quarter for under £282,000, and three quarters for under £475,000. Buying the median home with a 10% deposit needs roughly a £72,800 salary at the typical 4.5× lending multiple , see what £73,000 takes home.
Affordability in one number: the median home here sold for 9.5× the local median full-time salary of £38,191 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Maidstone
£364,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £282,000
- Three quarters under
- £475,000
- Sales
- 1,959
- HPI average
- £352,309
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,959 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 3.7% |
| £35,000 | £175,000 | 7.4% |
| £50,000 | £250,000 | 17.2% |
| £75,000 | £375,000 | 54.1% |
| £100,000 | £500,000 | 77.8% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £182,500 · 279 | ≈£36,500 |
| Terraced house | £300,000 · 496 | ≈£60,000 |
| Semi-detached house | £377,500 · 671 | ≈£75,500 |
| Detached house | £555,000 · 513 | ≈£111,000 |
For context, the UK House Price Index puts Maidstone average prices up 0.4% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.