What can you afford in Neath Port Talbot?
1,409 homes changed hands in Neath Port Talbot over the last 12 months (Jul 2025 – Jun 2026). Half sold for £165,000 or less, a quarter for under £128,900, and three quarters for under £220,000. Buying the median home with a 10% deposit needs roughly a £33,000 salary at the typical 4.5× lending multiple , see what £33,000 takes home.
Affordability in one number: the median home here sold for 4.5× the local median full-time salary of £36,359 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Neath Port Talbot
£165,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £128,900
- Three quarters under
- £220,000
- Sales
- 1,409
- HPI average
- £161,864
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,409 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 22.8% |
| £35,000 | £175,000 | 56.1% |
| £50,000 | £250,000 | 82.5% |
| £75,000 | £375,000 | 95.3% |
| £100,000 | £500,000 | 96.6% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £93,000 · 25 | ≈£18,600 |
| Terraced house | £135,000 · 485 | ≈£27,000 |
| Semi-detached house | £170,000 · 593 | ≈£34,000 |
| Detached house | £270,000 · 306 | ≈£54,000 |
For context, the UK House Price Index puts Neath Port Talbot average prices up 1.3% over 12 months.
Nearby in the index
- Mid Sussex
- Middlesbrough
- Milton Keynes
- Mole Valley
- Monmouthshire
- New Forest
- Newark and Sherwood
- Newcastle upon Tyne
- Newcastle-under-Lyme
- Newham
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.