What can you afford in Newcastle-under-Lyme?
1,341 homes changed hands in Newcastle-under-Lyme over the last 12 months (Jul 2025 – Jun 2026). Half sold for £200,500 or less, a quarter for under £153,000, and three quarters for under £280,000. Buying the median home with a 10% deposit needs roughly a £40,100 salary at the typical 4.5× lending multiple , see what £40,000 takes home.
Affordability in one number: the median home here sold for 5.6× the local median full-time salary of £35,723 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Newcastle-under-Lyme
£200,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £153,000
- Three quarters under
- £280,000
- Sales
- 1,341
- HPI average
- £201,524
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,341 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 12.1% |
| £35,000 | £175,000 | 36.7% |
| £50,000 | £250,000 | 66.4% |
| £75,000 | £375,000 | 90% |
| £100,000 | £500,000 | 95.3% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £105,000 · 54 | ≈£21,000 |
| Terraced house | £145,000 · 316 | ≈£29,000 |
| Semi-detached house | £195,000 · 582 | ≈£39,000 |
| Detached house | £312,500 · 389 | ≈£62,500 |
For context, the UK House Price Index puts Newcastle-under-Lyme average prices up 3.1% over 12 months.
Nearby in the index
- Monmouthshire
- Neath Port Talbot
- New Forest
- Newark and Sherwood
- Newcastle upon Tyne
- Newham
- Newport
- North Devon
- North East Derbyshire
- North East Lincolnshire
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.