What can you afford in North Kesteven?
1,581 homes changed hands in North Kesteven over the last 12 months (Jul 2025 – Jun 2026). Half sold for £241,500 or less, a quarter for under £195,000, and three quarters for under £325,000. Buying the median home with a 10% deposit needs roughly a £48,300 salary at the typical 4.5× lending multiple , see what £48,000 takes home.
Affordability in one number: the median home here sold for 6.5× the local median full-time salary of £37,305 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · North Kesteven
£241,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £195,000
- Three quarters under
- £325,000
- Sales
- 1,581
- HPI average
- £241,121
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,581 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 4.8% |
| £35,000 | £175,000 | 16.7% |
| £50,000 | £250,000 | 55% |
| £75,000 | £375,000 | 85% |
| £100,000 | £500,000 | 95% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £118,749 · 36 | ≈£23,750 |
| Terraced house | £175,000 · 216 | ≈£35,000 |
| Semi-detached house | £210,000 · 473 | ≈£42,000 |
| Detached house | £300,000 · 856 | ≈£60,000 |
For context, the UK House Price Index puts North Kesteven average prices up 2% over 12 months.
Nearby in the index
- Newport
- North Devon
- North East Derbyshire
- North East Lincolnshire
- North Hertfordshire
- North Lincolnshire
- North Norfolk
- North Northamptonshire
- North Somerset
- North Tyneside
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.