What can you afford in North Lincolnshire?
1,992 homes changed hands in North Lincolnshire over the last 12 months (Jul 2025 – Jun 2026). Half sold for £178,500 or less, a quarter for under £138,500, and three quarters for under £253,750. Buying the median home with a 10% deposit needs roughly a £35,700 salary at the typical 4.5× lending multiple , see what £36,000 takes home.
Affordability in one number: the median home here sold for 5.1× the local median full-time salary of £34,738 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · North Lincolnshire
£178,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £138,500
- Three quarters under
- £253,750
- Sales
- 1,992
- HPI average
- £181,761
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,992 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 16% |
| £35,000 | £175,000 | 47.9% |
| £50,000 | £250,000 | 74.1% |
| £75,000 | £375,000 | 92.7% |
| £100,000 | £500,000 | 96.1% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £80,000 · 25 | ≈£16,000 |
| Terraced house | £123,000 · 283 | ≈£24,600 |
| Semi-detached house | £157,500 · 892 | ≈£31,500 |
| Detached house | £275,000 · 792 | ≈£55,000 |
For context, the UK House Price Index puts North Lincolnshire average prices up 6.1% over 12 months.
Nearby in the index
- North Devon
- North East Derbyshire
- North East Lincolnshire
- North Hertfordshire
- North Kesteven
- North Norfolk
- North Northamptonshire
- North Somerset
- North Tyneside
- North Warwickshire
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.