What can you afford in Spelthorne?
1,001 homes changed hands in Spelthorne over the last 12 months (Jul 2025 – Jun 2026). Half sold for £465,000 or less, a quarter for under £345,000, and three quarters for under £570,000. Buying the median home with a 10% deposit needs roughly a £93,000 salary at the typical 4.5× lending multiple , see what £93,000 takes home.
Affordability in one number: the median home here sold for 10.5× the local median full-time salary of £44,265 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Spelthorne
£465,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £345,000
- Three quarters under
- £570,000
- Sales
- 1,001
- HPI average
- £429,916
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,001 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 0.6% |
| £35,000 | £175,000 | 3% |
| £50,000 | £250,000 | 9.4% |
| £75,000 | £375,000 | 28.9% |
| £100,000 | £500,000 | 60% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £281,250 · 262 | ≈£56,250 |
| Terraced house | £441,000 · 245 | ≈£88,200 |
| Semi-detached house | £520,000 · 313 | ≈£104,000 |
| Detached house | £680,000 · 181 | ≈£136,000 |
For context, the UK House Price Index puts Spelthorne average prices down 3.5% over 12 months.
Nearby in the index
- South Staffordshire
- South Tyneside
- Southampton
- Southend-on-Sea
- Southwark
- St Albans
- St Helens
- Stafford
- Staffordshire Moorlands
- Stevenage
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.