What can you afford in Stafford?
1,557 homes changed hands in Stafford over the last 12 months (Jul 2025 – Jun 2026). Half sold for £258,750 or less, a quarter for under £195,000, and three quarters for under £350,000. Buying the median home with a 10% deposit needs roughly a £51,750 salary at the typical 4.5× lending multiple , see what £52,000 takes home.
Affordability in one number: the median home here sold for 6.5× the local median full-time salary of £39,726 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Stafford
£258,750
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £195,000
- Three quarters under
- £350,000
- Sales
- 1,557
- HPI average
- £263,494
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,557 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 5.9% |
| £35,000 | £175,000 | 17.9% |
| £50,000 | £250,000 | 46.6% |
| £75,000 | £375,000 | 78.9% |
| £100,000 | £500,000 | 92.2% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £120,000 · 119 | ≈£24,000 |
| Terraced house | £190,000 · 329 | ≈£38,000 |
| Semi-detached house | £240,500 · 526 | ≈£48,100 |
| Detached house | £370,000 · 583 | ≈£74,000 |
For context, the UK House Price Index puts Stafford average prices up 4.7% over 12 months.
Nearby in the index
- Southend-on-Sea
- Southwark
- Spelthorne
- St Albans
- St Helens
- Staffordshire Moorlands
- Stevenage
- Stockport
- Stockton-on-Tees
- Stoke-on-Trent
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.