What can you afford in Stockton-on-Tees?
2,093 homes changed hands in Stockton-on-Tees over the last 12 months (Jul 2025 – Jun 2026). Half sold for £177,000 or less, a quarter for under £133,000, and three quarters for under £247,000. Buying the median home with a 10% deposit needs roughly a £35,400 salary at the typical 4.5× lending multiple , see what £35,000 takes home.
Affordability in one number: the median home here sold for 4.7× the local median full-time salary of £37,558 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Stockton-on-Tees
£177,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £133,000
- Three quarters under
- £247,000
- Sales
- 2,093
- HPI average
- £169,010
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 2,093 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 21.2% |
| £35,000 | £175,000 | 48.9% |
| £50,000 | £250,000 | 75.7% |
| £75,000 | £375,000 | 91.8% |
| £100,000 | £500,000 | 95.3% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £80,000 · 82 | ≈£16,000 |
| Terraced house | £125,000 · 451 | ≈£25,000 |
| Semi-detached house | £164,995 · 899 | ≈£32,999 |
| Detached house | £285,000 · 661 | ≈£57,000 |
For context, the UK House Price Index puts Stockton-on-Tees average prices up 2.6% over 12 months.
Nearby in the index
- St Helens
- Stafford
- Staffordshire Moorlands
- Stevenage
- Stockport
- Stoke-on-Trent
- Stratford-on-Avon
- Stroud
- Sunderland
- Surrey Heath
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.