What can you afford in Stroud?
1,447 homes changed hands in Stroud over the last 12 months (Jul 2025 – Jun 2026). Half sold for £340,000 or less, a quarter for under £260,000, and three quarters for under £471,500. Buying the median home with a 10% deposit needs roughly a £68,000 salary at the typical 4.5× lending multiple , see what £68,000 takes home.
Affordability in one number: the median home here sold for 8.8× the local median full-time salary of £38,608 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Stroud
£340,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £260,000
- Three quarters under
- £471,500
- Sales
- 1,447
- HPI average
- £348,815
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,447 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 3.6% |
| £35,000 | £175,000 | 8.1% |
| £50,000 | £250,000 | 22.5% |
| £75,000 | £375,000 | 58.8% |
| £100,000 | £500,000 | 78.3% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £170,000 · 128 | ≈£34,000 |
| Terraced house | £265,000 · 330 | ≈£53,000 |
| Semi-detached house | £320,000 · 452 | ≈£64,000 |
| Detached house | £490,000 · 537 | ≈£98,000 |
For context, the UK House Price Index puts Stroud average prices up 3.9% over 12 months.
Nearby in the index
- Stevenage
- Stockport
- Stockton-on-Tees
- Stoke-on-Trent
- Stratford-on-Avon
- Sunderland
- Surrey Heath
- Sutton
- Swale
- Swansea
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.