What can you afford in West Lancashire?
1,237 homes changed hands in West Lancashire over the last 12 months (Jul 2025 – Jun 2026). Half sold for £245,000 or less, a quarter for under £178,000, and three quarters for under £343,950. Buying the median home with a 10% deposit needs roughly a £49,000 salary at the typical 4.5× lending multiple , see what £49,000 takes home.
Affordability in one number: the median home here sold for 6.4× the local median full-time salary of £38,102 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · West Lancashire
£245,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £178,000
- Three quarters under
- £343,950
- Sales
- 1,237
- HPI average
- £229,547
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,237 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 10% |
| £35,000 | £175,000 | 24.1% |
| £50,000 | £250,000 | 51.7% |
| £75,000 | £375,000 | 80% |
| £100,000 | £500,000 | 90.4% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £135,000 · 61 | ≈£27,000 |
| Terraced house | £165,000 · 289 | ≈£33,000 |
| Semi-detached house | £232,500 · 481 | ≈£46,500 |
| Detached house | £371,500 · 406 | ≈£74,300 |
For context, the UK House Price Index puts West Lancashire average prices up 2.1% over 12 months.
Nearby in the index
- Waverley
- Wealden
- Welwyn Hatfield
- West Berkshire
- West Devon
- West Lindsey
- West Northamptonshire
- West Oxfordshire
- West Suffolk
- Westmorland and Furness
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.