What can you afford in West Oxfordshire?
1,290 homes changed hands in West Oxfordshire over the last 12 months (Jul 2025 – Jun 2026). Half sold for £400,000 or less, a quarter for under £310,000, and three quarters for under £559,500. Buying the median home with a 10% deposit needs roughly a £80,000 salary at the typical 4.5× lending multiple , see what £80,000 takes home.
Affordability in one number: the median home here sold for 9.1× the local median full-time salary of £43,932 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · West Oxfordshire
£400,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £310,000
- Three quarters under
- £559,500
- Sales
- 1,290
- HPI average
- £417,246
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,290 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 2.1% |
| £35,000 | £175,000 | 4.3% |
| £50,000 | £250,000 | 12.7% |
| £75,000 | £375,000 | 43.7% |
| £100,000 | £500,000 | 68.4% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £210,000 · 157 | ≈£42,000 |
| Terraced house | £333,750 · 318 | ≈£66,750 |
| Semi-detached house | £382,250 · 370 | ≈£76,450 |
| Detached house | £585,000 · 445 | ≈£117,000 |
For context, the UK House Price Index puts West Oxfordshire average prices down 2.4% over 12 months.
Nearby in the index
- West Berkshire
- West Devon
- West Lancashire
- West Lindsey
- West Northamptonshire
- West Suffolk
- Westmorland and Furness
- Wigan
- Wiltshire
- Winchester
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.