What can you afford in Winchester?
1,416 homes changed hands in Winchester over the last 12 months (Jul 2025 – Jun 2026). Half sold for £467,500 or less, a quarter for under £332,950, and three quarters for under £665,000. Buying the median home with a 10% deposit needs roughly a £93,500 salary at the typical 4.5× lending multiple , see what £94,000 takes home.
Affordability in one number: the median home here sold for 10.2× the local median full-time salary of £45,766 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Winchester
£467,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £332,950
- Three quarters under
- £665,000
- Sales
- 1,416
- HPI average
- £476,639
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,416 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 1.4% |
| £35,000 | £175,000 | 3.8% |
| £50,000 | £250,000 | 9.5% |
| £75,000 | £375,000 | 34.3% |
| £100,000 | £500,000 | 55.7% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £235,000 · 210 | ≈£47,000 |
| Terraced house | £380,000 · 350 | ≈£76,000 |
| Semi-detached house | £434,000 · 361 | ≈£86,800 |
| Detached house | £650,000 · 495 | ≈£130,000 |
For context, the UK House Price Index puts Winchester average prices up 3.1% over 12 months.
Nearby in the index
- West Oxfordshire
- West Suffolk
- Westmorland and Furness
- Wigan
- Wiltshire
- Windsor and Maidenhead
- Wirral
- Woking
- Wokingham
- Wolverhampton
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.