What can you afford in Woking?
1,168 homes changed hands in Woking over the last 12 months (Jul 2025 – Jun 2026). Half sold for £444,250 or less, a quarter for under £324,688, and three quarters for under £626,250. Buying the median home with a 10% deposit needs roughly a £88,850 salary at the typical 4.5× lending multiple , see what £89,000 takes home.
Affordability in one number: the median home here sold for 10.2× the local median full-time salary of £43,719 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Woking
£444,250
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £324,688
- Three quarters under
- £626,250
- Sales
- 1,168
- HPI average
- £441,435
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,168 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 1.6% |
| £35,000 | £175,000 | 3.9% |
| £50,000 | £250,000 | 13.2% |
| £75,000 | £375,000 | 35% |
| £100,000 | £500,000 | 60% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £250,000 · 299 | ≈£50,000 |
| Terraced house | £408,300 · 268 | ≈£81,660 |
| Semi-detached house | £485,000 · 291 | ≈£97,000 |
| Detached house | £775,000 · 310 | ≈£155,000 |
For context, the UK House Price Index puts Woking average prices up 0.4% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.