What can you afford in Wigan?
3,521 homes changed hands in Wigan over the last 12 months (Jul 2025 – Jun 2026). Half sold for £198,000 or less, a quarter for under £150,000, and three quarters for under £260,000. Buying the median home with a 10% deposit needs roughly a £39,600 salary at the typical 4.5× lending multiple , see what £40,000 takes home.
Affordability in one number: the median home here sold for 5.3× the local median full-time salary of £37,377 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Wigan
£198,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £150,000
- Three quarters under
- £260,000
- Sales
- 3,521
- HPI average
- £194,494
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 3,521 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 12.1% |
| £35,000 | £175,000 | 38.3% |
| £50,000 | £250,000 | 71.2% |
| £75,000 | £375,000 | 92.1% |
| £100,000 | £500,000 | 95.4% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £114,975 · 180 | ≈£22,995 |
| Terraced house | £148,000 · 1,028 | ≈£29,600 |
| Semi-detached house | £210,000 · 1,566 | ≈£42,000 |
| Detached house | £332,500 · 747 | ≈£66,500 |
For context, the UK House Price Index puts Wigan average prices up 5.4% over 12 months.
Nearby in the index
- West Lindsey
- West Northamptonshire
- West Oxfordshire
- West Suffolk
- Westmorland and Furness
- Wiltshire
- Winchester
- Windsor and Maidenhead
- Wirral
- Woking
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.