What can you afford in Boston?
644 homes changed hands in Boston over the last 12 months (Jul 2025 – Jun 2026). Half sold for £209,500 or less, a quarter for under £153,875, and three quarters for under £275,000. Buying the median home with a 10% deposit needs roughly a £41,900 salary at the typical 4.5× lending multiple , see what £42,000 takes home.
Affordability in one number: the median home here sold for 7.0× the local median full-time salary of £29,805 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Boston
£209,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £153,875
- Three quarters under
- £275,000
- Sales
- 644
- HPI average
- £179,027
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 644 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 13.6% |
| £35,000 | £175,000 | 37.4% |
| £50,000 | £250,000 | 65.3% |
| £75,000 | £375,000 | 91.7% |
| £100,000 | £500,000 | 96.2% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Terraced house | £130,000 · 90 | ≈£26,000 |
| Semi-detached house | £163,000 · 158 | ≈£32,600 |
| Detached house | £259,950 · 373 | ≈£51,990 |
For context, the UK House Price Index puts Boston average prices up 2% over 12 months.
Nearby in the index
- Blackburn with Darwen
- Blackpool
- Blaenau Gwent
- Bolsover
- Bolton
- Bournemouth Christchurch and Poole
- Bracknell Forest
- Bradford
- Braintree
- Breckland
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.