What can you afford in Bradford?
5,398 homes changed hands in Bradford over the last 12 months (Jul 2025 – Jun 2026). Half sold for £190,000 or less, a quarter for under £140,000, and three quarters for under £270,000. Buying the median home with a 10% deposit needs roughly a £38,000 salary at the typical 4.5× lending multiple , see what £38,000 takes home.
Affordability in one number: the median home here sold for 5.7× the local median full-time salary of £33,526 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Bradford
£190,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £140,000
- Three quarters under
- £270,000
- Sales
- 5,398
- HPI average
- £187,452
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 5,398 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 19.2% |
| £35,000 | £175,000 | 42.5% |
| £50,000 | £250,000 | 70% |
| £75,000 | £375,000 | 88.6% |
| £100,000 | £500,000 | 95% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £122,500 · 375 | ≈£24,500 |
| Terraced house | £150,000 · 2,141 | ≈£30,000 |
| Semi-detached house | £200,000 · 2,008 | ≈£40,000 |
| Detached house | £365,000 · 874 | ≈£73,000 |
For context, the UK House Price Index puts Bradford average prices up 5.6% over 12 months.
Nearby in the index
- Bolsover
- Bolton
- Boston
- Bournemouth Christchurch and Poole
- Bracknell Forest
- Braintree
- Breckland
- Brent
- Brentwood
- Bridgend
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.