What can you afford in Braintree?
1,894 homes changed hands in Braintree over the last 12 months (Jul 2025 – Jun 2026). Half sold for £340,000 or less, a quarter for under £270,000, and three quarters for under £440,000. Buying the median home with a 10% deposit needs roughly a £68,000 salary at the typical 4.5× lending multiple , see what £68,000 takes home.
Affordability in one number: the median home here sold for 8.6× the local median full-time salary of £39,712 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Braintree
£340,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £270,000
- Three quarters under
- £440,000
- Sales
- 1,894
- HPI average
- £321,485
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,894 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 3.2% |
| £35,000 | £175,000 | 8.3% |
| £50,000 | £250,000 | 20% |
| £75,000 | £375,000 | 60.1% |
| £100,000 | £500,000 | 83.3% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £171,250 · 258 | ≈£34,250 |
| Terraced house | £290,000 · 459 | ≈£58,000 |
| Semi-detached house | £345,000 · 605 | ≈£69,000 |
| Detached house | £500,000 · 572 | ≈£100,000 |
For context, the UK House Price Index puts Braintree average prices down 0.4% over 12 months.
Nearby in the index
- Bolton
- Boston
- Bournemouth Christchurch and Poole
- Bracknell Forest
- Bradford
- Breckland
- Brent
- Brentwood
- Bridgend
- Brighton and Hove
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.