What can you afford in Elmbridge?
1,607 homes changed hands in Elmbridge over the last 12 months (Jul 2025 – Jun 2026). Half sold for £665,000 or less, a quarter for under £450,000, and three quarters for under £1,002,500. Buying the median home with a 10% deposit needs roughly a £133,000 salary at the typical 4.5× lending multiple , see what £100,000 takes home.
Affordability in one number: the median home here sold for 12.8× the local median full-time salary of £51,924 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Elmbridge
£665,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £450,000
- Three quarters under
- £1,002,500
- Sales
- 1,607
- HPI average
- £750,157
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,607 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 0.8% |
| £35,000 | £175,000 | 2.3% |
| £50,000 | £250,000 | 4.5% |
| £75,000 | £375,000 | 15% |
| £100,000 | £500,000 | 31.4% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £357,500 · 394 | ≈£71,500 |
| Terraced house | £550,000 · 347 | ≈£110,000 |
| Semi-detached house | £735,000 · 424 | ≈£147,000 |
| Detached house | £1,300,000 · 442 | ≈£260,000 |
For context, the UK House Price Index puts Elmbridge average prices down 0.2% over 12 months.
Nearby in the index
- East Riding of Yorkshire
- East Staffordshire
- East Suffolk
- Eastbourne
- Eastleigh
- Enfield
- Epping Forest
- Epsom and Ewell
- Erewash
- Exeter
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.