What can you afford in Epping Forest?
1,364 homes changed hands in Epping Forest over the last 12 months (Jul 2025 – Jun 2026). Half sold for £523,250 or less, a quarter for under £395,000, and three quarters for under £730,000. Buying the median home with a 10% deposit needs roughly a £104,650 salary at the typical 4.5× lending multiple , see what £100,000 takes home.
Affordability in one number: the median home here sold for 11.5× the local median full-time salary of £45,618 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Epping Forest
£523,250
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £395,000
- Three quarters under
- £730,000
- Sales
- 1,364
- HPI average
- £535,682
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,364 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | under 1% |
| £35,000 | £175,000 | 1.8% |
| £50,000 | £250,000 | 6% |
| £75,000 | £375,000 | 21% |
| £100,000 | £500,000 | 45% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £307,500 · 285 | ≈£61,500 |
| Terraced house | £485,000 · 358 | ≈£97,000 |
| Semi-detached house | £580,000 · 427 | ≈£116,000 |
| Detached house | £850,000 · 294 | ≈£170,000 |
For context, the UK House Price Index puts Epping Forest average prices up 5.7% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.