What can you afford in Isle of Wight?
1,788 homes changed hands in Isle of Wight over the last 12 months (Jul 2025 – Jun 2026). Half sold for £260,000 or less, a quarter for under £186,875, and three quarters for under £350,000. Buying the median home with a 10% deposit needs roughly a £52,000 salary at the typical 4.5× lending multiple , see what £52,000 takes home.
Affordability in one number: the median home here sold for 8.3× the local median full-time salary of £31,184 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Isle of Wight
£260,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £186,875
- Three quarters under
- £350,000
- Sales
- 1,788
- HPI average
- £238,456
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,788 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 8% |
| £35,000 | £175,000 | 20.1% |
| £50,000 | £250,000 | 46.7% |
| £75,000 | £375,000 | 78.6% |
| £100,000 | £500,000 | 90.5% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £145,000 · 315 | ≈£29,000 |
| Terraced house | £215,000 · 399 | ≈£43,000 |
| Semi-detached house | £255,000 · 489 | ≈£51,000 |
| Detached house | £380,000 · 585 | ≈£76,000 |
For context, the UK House Price Index puts Isle of Wight average prices down 1.4% over 12 months.
Nearby in the index
- Hounslow
- Huntingdonshire
- Hyndburn
- Ipswich
- Isle of Anglesey
- Islington
- Kensington and Chelsea
- King's Lynn and West Norfolk
- Kingston upon Thames
- Kirklees
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.