What can you afford in Kingston upon Thames?
1,432 homes changed hands in Kingston upon Thames over the last 12 months (Jul 2025 – Jun 2026). Half sold for £550,000 or less, a quarter for under £399,462, and three quarters for under £802,750. Buying the median home with a 10% deposit needs roughly a £110,000 salary at the typical 4.5× lending multiple , see what £100,000 takes home.
Affordability in one number: the median home here sold for 11.7× the local median full-time salary of £46,871 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Kingston upon Thames
£550,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £399,462
- Three quarters under
- £802,750
- Sales
- 1,432
- HPI average
- £582,403
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,432 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | under 1% |
| £35,000 | £175,000 | 1.8% |
| £50,000 | £250,000 | 4.3% |
| £75,000 | £375,000 | 20.8% |
| £100,000 | £500,000 | 43.5% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £372,500 · 553 | ≈£74,500 |
| Terraced house | £589,000 · 316 | ≈£117,800 |
| Semi-detached house | £775,000 · 429 | ≈£155,000 |
| Detached house | £1,030,000 · 134 | ≈£206,000 |
For context, the UK House Price Index puts Kingston upon Thames average prices up 0% over 12 months.
Nearby in the index
- Isle of Anglesey
- Isle of Wight
- Islington
- Kensington and Chelsea
- King's Lynn and West Norfolk
- Kirklees
- Knowsley
- Lambeth
- Lancaster
- Leeds
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.