What can you afford in Rutland?
526 homes changed hands in Rutland over the last 12 months (Jul 2025 – Jun 2026). Half sold for £325,000 or less, a quarter for under £245,500, and three quarters for under £475,000. Buying the median home with a 10% deposit needs roughly a £65,000 salary at the typical 4.5× lending multiple , see what £65,000 takes home.
Affordability in one number: the median home here sold for 7.7× the local median full-time salary of £42,355 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Rutland
£325,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £245,500
- Three quarters under
- £475,000
- Sales
- 526
- HPI average
- £295,693
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 526 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 2% |
| £35,000 | £175,000 | 8.2% |
| £50,000 | £250,000 | 26.6% |
| £75,000 | £375,000 | 61.2% |
| £100,000 | £500,000 | 77.1% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Terraced house | £235,000 · 122 | ≈£47,000 |
| Semi-detached house | £275,000 · 132 | ≈£55,000 |
| Detached house | £475,000 · 249 | ≈£95,000 |
For context, the UK House Price Index puts Rutland average prices down 4.3% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.