What can you afford in Sevenoaks?
1,239 homes changed hands in Sevenoaks over the last 12 months (Jul 2025 – Jun 2026). Half sold for £498,500 or less, a quarter for under £370,000, and three quarters for under £733,000. Buying the median home with a 10% deposit needs roughly a £99,700 salary at the typical 4.5× lending multiple , see what £100,000 takes home.
Affordability in one number: the median home here sold for 11.2× the local median full-time salary of £44,581 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Sevenoaks
£498,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £370,000
- Three quarters under
- £733,000
- Sales
- 1,239
- HPI average
- £553,752
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,239 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 1.7% |
| £35,000 | £175,000 | 3.3% |
| £50,000 | £250,000 | 6.7% |
| £75,000 | £375,000 | 26.3% |
| £100,000 | £500,000 | 50.2% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £260,000 · 169 | ≈£52,000 |
| Terraced house | £375,000 · 325 | ≈£75,000 |
| Semi-detached house | £505,000 · 380 | ≈£101,000 |
| Detached house | £894,000 · 365 | ≈£178,800 |
For context, the UK House Price Index puts Sevenoaks average prices up 3.9% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.