What can you afford in Sheffield?
4,965 homes changed hands in Sheffield over the last 12 months (Jul 2025 – Jun 2026). Half sold for £215,000 or less, a quarter for under £160,000, and three quarters for under £310,000. Buying the median home with a 10% deposit needs roughly a £43,000 salary at the typical 4.5× lending multiple , see what £43,000 takes home.
Affordability in one number: the median home here sold for 5.7× the local median full-time salary of £37,885 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Sheffield
£215,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £160,000
- Three quarters under
- £310,000
- Sales
- 4,965
- HPI average
- £220,804
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 4,965 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 10.8% |
| £35,000 | £175,000 | 32.5% |
| £50,000 | £250,000 | 61.7% |
| £75,000 | £375,000 | 83.9% |
| £100,000 | £500,000 | 92% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £143,000 · 673 | ≈£28,600 |
| Terraced house | £195,000 · 1,628 | ≈£39,000 |
| Semi-detached house | £223,500 · 1,912 | ≈£44,700 |
| Detached house | £380,000 · 752 | ≈£76,000 |
For context, the UK House Price Index puts Sheffield average prices up 3.5% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.