What can you afford in South Cambridgeshire?
1,667 homes changed hands in South Cambridgeshire over the last 12 months (Jul 2025 – Jun 2026). Half sold for £430,000 or less, a quarter for under £332,000, and three quarters for under £600,000. Buying the median home with a 10% deposit needs roughly a £86,000 salary at the typical 4.5× lending multiple , see what £86,000 takes home.
Affordability in one number: the median home here sold for 8.8× the local median full-time salary of £48,916 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · South Cambridgeshire
£430,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £332,000
- Three quarters under
- £600,000
- Sales
- 1,667
- HPI average
- £422,363
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,667 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 2% |
| £35,000 | £175,000 | 3.8% |
| £50,000 | £250,000 | 9.3% |
| £75,000 | £375,000 | 36.7% |
| £100,000 | £500,000 | 62.5% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £221,000 · 106 | ≈£44,200 |
| Terraced house | £330,000 · 356 | ≈£66,000 |
| Semi-detached house | £390,250 · 488 | ≈£78,050 |
| Detached house | £600,000 · 717 | ≈£120,000 |
For context, the UK House Price Index puts South Cambridgeshire average prices up 0.4% over 12 months.
Nearby in the index
- Sheffield
- Shropshire
- Slough
- Solihull
- Somerset
- South Derbyshire
- South Gloucestershire
- South Hams
- South Holland
- South Kesteven
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.