What can you afford in South Hams?
1,208 homes changed hands in South Hams over the last 12 months (Jul 2025 – Jun 2026). Half sold for £354,500 or less, a quarter for under £265,000, and three quarters for under £508,125. Buying the median home with a 10% deposit needs roughly a £70,900 salary at the typical 4.5× lending multiple , see what £71,000 takes home.
Affordability in one number: the median home here sold for 9.2× the local median full-time salary of £38,638 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · South Hams
£354,500
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £265,000
- Three quarters under
- £508,125
- Sales
- 1,208
- HPI average
- £363,603
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,208 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 3.2% |
| £35,000 | £175,000 | 6.4% |
| £50,000 | £250,000 | 21.9% |
| £75,000 | £375,000 | 55% |
| £100,000 | £500,000 | 74.1% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £222,500 · 114 | ≈£44,500 |
| Terraced house | £281,000 · 382 | ≈£56,200 |
| Semi-detached house | £308,750 · 264 | ≈£61,750 |
| Detached house | £502,500 · 448 | ≈£100,500 |
For context, the UK House Price Index puts South Hams average prices down 6.5% over 12 months.
Nearby in the index
- Solihull
- Somerset
- South Cambridgeshire
- South Derbyshire
- South Gloucestershire
- South Holland
- South Kesteven
- South Norfolk
- South Oxfordshire
- South Ribble
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.