What can you afford in South Kesteven?
1,804 homes changed hands in South Kesteven over the last 12 months (Jul 2025 – Jun 2026). Half sold for £260,000 or less, a quarter for under £195,000, and three quarters for under £350,000. Buying the median home with a 10% deposit needs roughly a £52,000 salary at the typical 4.5× lending multiple , see what £52,000 takes home.
Affordability in one number: the median home here sold for 7.4× the local median full-time salary of £34,922 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · South Kesteven
£260,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £195,000
- Three quarters under
- £350,000
- Sales
- 1,804
- HPI average
- £254,647
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,804 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 6.3% |
| £35,000 | £175,000 | 17% |
| £50,000 | £250,000 | 45% |
| £75,000 | £375,000 | 79.2% |
| £100,000 | £500,000 | 90.4% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £119,950 · 102 | ≈£23,990 |
| Terraced house | £197,250 · 394 | ≈£39,450 |
| Semi-detached house | £228,000 · 526 | ≈£45,600 |
| Detached house | £350,000 · 782 | ≈£70,000 |
For context, the UK House Price Index puts South Kesteven average prices up 1.3% over 12 months.
Nearby in the index
- South Cambridgeshire
- South Derbyshire
- South Gloucestershire
- South Hams
- South Holland
- South Norfolk
- South Oxfordshire
- South Ribble
- South Staffordshire
- South Tyneside
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.