What can you afford in Tamworth?
936 homes changed hands in Tamworth over the last 12 months (Jul 2025 – Jun 2026). Half sold for £250,000 or less, a quarter for under £195,750, and three quarters for under £325,000. Buying the median home with a 10% deposit needs roughly a £50,000 salary at the typical 4.5× lending multiple , see what £50,000 takes home.
Affordability in one number: the median home here sold for 6.5× the local median full-time salary of £38,496 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Tamworth
£250,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £195,750
- Three quarters under
- £325,000
- Sales
- 936
- HPI average
- £231,488
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 936 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 5% |
| £35,000 | £175,000 | 17.5% |
| £50,000 | £250,000 | 50% |
| £75,000 | £375,000 | 85.8% |
| £100,000 | £500,000 | 95.5% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £135,000 · 86 | ≈£27,000 |
| Terraced house | £200,000 · 225 | ≈£40,000 |
| Semi-detached house | £245,000 · 336 | ≈£49,000 |
| Detached house | £365,000 · 289 | ≈£73,000 |
For context, the UK House Price Index puts Tamworth average prices up 3.3% over 12 months.
Nearby in the index
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.