What can you afford in Test Valley?
1,517 homes changed hands in Test Valley over the last 12 months (Jul 2025 – Jun 2026). Half sold for £355,000 or less, a quarter for under £273,000, and three quarters for under £495,000. Buying the median home with a 10% deposit needs roughly a £71,000 salary at the typical 4.5× lending multiple , see what £71,000 takes home.
Affordability in one number: the median home here sold for 8.7× the local median full-time salary of £40,576 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Test Valley
£355,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £273,000
- Three quarters under
- £495,000
- Sales
- 1,517
- HPI average
- £370,329
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,517 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 3.1% |
| £35,000 | £175,000 | 6.9% |
| £50,000 | £250,000 | 20% |
| £75,000 | £375,000 | 55% |
| £100,000 | £500,000 | 75.6% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £182,500 · 211 | ≈£36,500 |
| Terraced house | £293,750 · 436 | ≈£58,750 |
| Semi-detached house | £350,000 · 367 | ≈£70,000 |
| Detached house | £562,500 · 503 | ≈£112,500 |
For context, the UK House Price Index puts Test Valley average prices up 0.5% over 12 months.
Nearby in the index
- Tamworth
- Tandridge
- Teignbridge
- Telford and Wrekin
- Tendring
- Tewkesbury
- Thanet
- Three Rivers
- Thurrock
- Tonbridge and Malling
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.