What can you afford in Three Rivers?
870 homes changed hands in Three Rivers over the last 12 months (Jul 2025 – Jun 2026). Half sold for £550,000 or less, a quarter for under £415,000, and three quarters for under £775,000. Buying the median home with a 10% deposit needs roughly a £110,000 salary at the typical 4.5× lending multiple , see what £100,000 takes home.
Affordability in one number: the median home here sold for 12.5× the local median full-time salary of £43,980 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Three Rivers
£550,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £415,000
- Three quarters under
- £775,000
- Sales
- 870
- HPI average
- £576,942
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 870 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | under 1% |
| £35,000 | £175,000 | 1.7% |
| £50,000 | £250,000 | 5% |
| £75,000 | £375,000 | 18.8% |
| £100,000 | £500,000 | 41% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £308,000 · 151 | ≈£61,600 |
| Terraced house | £446,000 · 232 | ≈£89,200 |
| Semi-detached house | £620,000 · 286 | ≈£124,000 |
| Detached house | £955,000 · 201 | ≈£191,000 |
For context, the UK House Price Index puts Three Rivers average prices down 1.2% over 12 months.
Nearby in the index
- Telford and Wrekin
- Tendring
- Test Valley
- Tewkesbury
- Thanet
- Thurrock
- Tonbridge and Malling
- Torbay
- Torfaen
- Torridge
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.