What can you afford in Torridge?
835 homes changed hands in Torridge over the last 12 months (Jul 2025 – Jun 2026). Half sold for £272,000 or less, a quarter for under £200,000, and three quarters for under £375,000. Buying the median home with a 10% deposit needs roughly a £54,400 salary at the typical 4.5× lending multiple , see what £54,000 takes home.
Affordability in one number: the median home here sold for 7.9× the local median full-time salary of £34,425 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Torridge
£272,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £200,000
- Three quarters under
- £375,000
- Sales
- 835
- HPI average
- £257,052
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 835 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 4.1% |
| £35,000 | £175,000 | 15% |
| £50,000 | £250,000 | 42.5% |
| £75,000 | £375,000 | 75% |
| £100,000 | £500,000 | 91.4% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £141,000 · 56 | ≈£28,200 |
| Terraced house | £206,000 · 277 | ≈£41,200 |
| Semi-detached house | £260,000 · 149 | ≈£52,000 |
| Detached house | £375,000 · 353 | ≈£75,000 |
For context, the UK House Price Index puts Torridge average prices down 0.1% over 12 months.
Nearby in the index
- Three Rivers
- Thurrock
- Tonbridge and Malling
- Torbay
- Torfaen
- Tower Hamlets
- Trafford
- Tunbridge Wells
- Uttlesford
- Vale of Glamorgan
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.