What can you afford in Torfaen?
815 homes changed hands in Torfaen over the last 12 months (Jul 2025 – Jun 2026). Half sold for £195,000 or less, a quarter for under £155,000, and three quarters for under £265,000. Buying the median home with a 10% deposit needs roughly a £39,000 salary at the typical 4.5× lending multiple , see what £39,000 takes home.
Affordability in one number: the median home here sold for 5.0× the local median full-time salary of £39,170 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Torfaen
£195,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £155,000
- Three quarters under
- £265,000
- Sales
- 815
- HPI average
- £201,540
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 815 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 9.9% |
| £35,000 | £175,000 | 37.5% |
| £50,000 | £250,000 | 71% |
| £75,000 | £375,000 | 92.2% |
| £100,000 | £500,000 | 96.2% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £120,000 · 26 | ≈£24,000 |
| Terraced house | £165,000 · 391 | ≈£33,000 |
| Semi-detached house | £215,000 · 211 | ≈£43,000 |
| Detached house | £340,000 · 187 | ≈£68,000 |
For context, the UK House Price Index puts Torfaen average prices up 4.3% over 12 months.
Nearby in the index
- Thanet
- Three Rivers
- Thurrock
- Tonbridge and Malling
- Torbay
- Torridge
- Tower Hamlets
- Trafford
- Tunbridge Wells
- Uttlesford
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.