What can you afford in Vale of White Horse?
1,639 homes changed hands in Vale of White Horse over the last 12 months (Jul 2025 – Jun 2026). Half sold for £395,000 or less, a quarter for under £300,000, and three quarters for under £530,750. Buying the median home with a 10% deposit needs roughly a £79,000 salary at the typical 4.5× lending multiple , see what £79,000 takes home.
Affordability in one number: the median home here sold for 8.9× the local median full-time salary of £44,454 (ONS ASHE 2025). A typical lender stretches to about 4.5× one income plus your deposit, which is why the deposit and second incomes decide so much here.
Sold prices · Vale of White Horse
£395,000
median sold price, Jul 2025 – Jun 2026
- A quarter under
- £300,000
- Three quarters under
- £530,750
- Sales
- 1,639
- HPI average
- £407,966
What each salary reaches here
Budget = 4.5× salary with a 10% deposit, against the 1,639 actual sales.
| Salary | Budget | Share of sales in reach |
|---|---|---|
| £25,000 | £125,000 | 2.2% |
| £35,000 | £175,000 | 4.4% |
| £50,000 | £250,000 | 13.6% |
| £75,000 | £375,000 | 45% |
| £100,000 | £500,000 | 70% |
By property type · median sold price
And the salary that price implies, at 4.5× with 10% down.
| Type | Median · sales | Salary needed |
|---|---|---|
| Flat | £205,000 · 217 | ≈£41,000 |
| Terraced house | £315,000 · 359 | ≈£63,000 |
| Semi-detached house | £382,500 · 501 | ≈£76,500 |
| Detached house | £559,000 · 562 | ≈£111,800 |
For context, the UK House Price Index puts Vale of White Horse average prices up 3.6% over 12 months.
Nearby in the index
- Tower Hamlets
- Trafford
- Tunbridge Wells
- Uttlesford
- Vale of Glamorgan
- Wakefield
- Walsall
- Waltham Forest
- Wandsworth
- Warrington
Sold prices: HM Land Registry Price Paid Data (standard residential sales), Jul 2025 – Jun 2026, standard residential sales, England & Wales. Averages: UK House Price Index (HM Land Registry / ONS). Lending estimates use a typical 4.5× single-income multiple and are not a mortgage offer or financial advice.